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The average cost of home insurance in Arizona for $, in dwelling coverage is $2, per year, 9 percent less than the national average of $2, per year. The average cost of homeowners insurance in Arizona is $2, which is lower than the national average of $2, according to our analysis of homeowners. How Much Does Homeowners Insurance Cost in Arizona? Homeowners in Arizona pay an average of $1, per year or $ each month for homeowners insurance. This. Who offers the best homeowners insurance rates in Arizona for a $K home? ; Allstate Insurance, $1, ; American Family Insurance, $1, ; Farmers Insurance. Homeowners Insurance in Arizona. Get a Home Insurance Quote. Get a Fortunately, Arizona has low natural disaster rates compared to other states.
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